IT&e's Razor product, which was awarded Risk Magazine’s 2004 Risk Management Software Product of the Year, is a Risk Management application designed to meet the market and credit risk management needs of an Institutional Bank. Razor provides the risk measurement and limit management functionality that enables comprehensive and accurate risk management across the Enterprise.

Razor offers a number of methods for measuring Market and Credit risk. Razor’s high performance architecture provides near real-time calculation of exposure using Monte Carlo and Historical simulation. This enables organisations to measure their risk accurately when it occurs, rather than resort to approximations.

The limit management functionality enables market and credit risk to be managed across the enterprise on a fully integrated basis. This provides clients with a single view of market and credit risk for any type of aggregation, including customer, country, internal unit, rating or industry. Razor’s limit management, market risk and credit risk functionality is available together or as separate modules.

The extensive coverage of all the major Treasury and Lending asset classes includes FX and FX Options, Interest Rate Derivatives, Fixed Income, Equity Derivatives, Credit Derivatives and Commodities.